Retirement Finance

Collecting Social Security is a major component of retirement income for many Americans. Since benefits are calculated based on your work history and when you elect to start payments, planning is crucial to maximizing this income stream. With the right…

Achieving your desired retirement lifestyle depends heavily on accumulating and managing your retirement investments wisely leading up to and during your later years. Retirement investing requires a personalized strategy centered around essential principles to help build your nest egg and…

Pensions can provide guaranteed lifetime income in retirement. But pensions differ in design, and choices made before retiring impact payouts. Smart planning around vesting, portability, spousal benefits, and more optimizes the value of your pension. Understanding how to calculate payments…

Taxes in Retirement remain a significant expense in retirement that can erode savings if not properly planned for. While income taxes are often lower in retirement, withdrawals from pre-tax accounts create tax liability. Understanding how retirement income gets taxed, strategies…

Annuities represent a unique financial product for retirement income that many investors still find confusing. At their core, annuities are insurance contracts that provide guaranteed payouts for life or a set period. However countless annuity types, options, and features create…

Socially responsible investing (SRI) considers environmental, social, and governance (ESG) factors alongside financial metrics when selecting investments. Integrating principles like sustainability, diversity, and ethics into the investment process has entered the mainstream in recent years. However, the future trajectory and…